Certain Malaysian Courts Go Cashless With the eJamin Platform for Bailout Payment

Date : 19-Feb-2020
Location: Kuala Lumpur

Key Takeaways:

• Dapat Vista (M) Sdn. Bhd. launched the eJamin platform to facilitate bailors at Malaysian court to pay bails directly from the court complexes without the need to go to banks physically,saving crucial time and keeping the process within 30 minutes timeframe.
• The platform is a collaboration between Dapat Vista and Bank Islam Malaysia Bhd and Bank Muamalat Bhd where all three parties signed to a collaboration agreement - the signing ceremony was witnessed by Yang Berbahagia Tan Sri Dato’ Mohd Desa bin Pachi and Yang Berbahagia Dato’ Ibrahim Mohd Nor from Television Airtime Services Sdn Bhd.
• It is considered to be the first in Malaysia and South East Asia.
• 30% bailors are now using the eJamin system in certain courts.
• Bailors need not have bank account in neither Bank Islam nor Bank Muamalat - bailors simply approach the payment counter at the court complexes to fill up the electronic form on the website which will then leverage on FPX online banking interchange to connect to the bailors' online banking account which will transfer the bail money to the designated Bank Islam or Bank Muamalat accounts. At the close of the case, the bail money will be refunded to bailor's bank account automatically.
• eJamin is currently available at the following Courts:
  • Petaling Jaya Court Complex
  • Kuala Lumpur Court Complex
  • Shah Alam Court Complex
  • Klang Court Complex
  • Ampang Court Complex
  • Selayang Court Complex
  • Kajang Court Complex
  • Seremban Court Complex
• eJamin was announced to the legal fraternity and the public by the Judiciary at the Court’s Opening Legal Year (OLY) 2020 on 10th January 2020. 

Left (Back): Yang Berbahagia Tan Sri Dato’ Mohd Desa bin Pachi from Television Airtime Services Sdn Bhd; Yang Berbahagia Dato’ Ibrahim Mohd Nor from Television Airtime Services Sdn Bhd

Left (Front): Encik Mohd Muazzam Mohamed, Chief Executive Officer of Bank Islam Malaysia Bhd; Encik Sabri Rahman, Executive Director of DAPAT Vista (M) Sdn Bhd; Encik Khairul Kamarudin, Chief Executive Officer of Bank Muamalat Malaysia Bhd

 Spokepersons:

• Yang Arif Tan Sri Tengku Maimum Tuan Mat, Chief Justice of Malaysia, said that the platform is a service to the rakyat.
• Encik Sabri Rahman, Executive Director of Dapat Vista (M) Sdn. Bhd., said, the platform offers convenience to both bailors and accused, allowing quick release of those in remand.
• Encik Mohd Muazzam Mohamed, Chief Executive Officer of Bank Islam Malaysia Bhd., said, the platform echoes Bank Islam's belief in assuring trust and delivering value to the market.
• Encik Khairul Kamarudin, Chief Executive Officer of Bank Muamalat Malaysia Bhd., said, the platform is in line with Bank Muamalat's mission to improve the lives of customers.

Insights:

• The eJamin platform allows Malaysian courts to go cashless, provides convenience for big amount transaction (500k maximum limit) and is money laundering proof.

Editor's comments:

• Think of eJamin as a website which allows bailors to pay bail money (directly to the court) hassle free and with cybersecurity safety guaranteed.
• Consider it as a digital transformation of the Malaysian judiciary system to benefit the Malaysian people.
• The platform enforces further transparency of both judiciary and financial system of Malaysia.